Trump’s Baby Bonus: Wall Street Optics Masquerading as Family Policy

A closer look at the OBBB reveals it’s less about helping families and more about feeding Wall Street, and it quietly guts the programs that actually work.

In classic Trumpian fashion, the “baby bonus” in the One Big Beautiful Bill (OBBB) is a glittery distraction. It promises a $1,000 investment account for every newborn; no application is needed, just a child and one parent with a Social Security number. Sounds simple. Feels generous. But dig beneath the surface, and the flaws scream louder than the head…